TaxAppeal
Property Tax Dispute
Arkansas6 min readJune 27, 2026Updated October 18, 2026

Arkansas Property Taxes vs. Texas, Florida, and Georgia: How Do They Compare?

Arkansas has some of the lowest property tax rates in the US — but appeals still matter. See how Arkansas stacks up against Texas, Florida, and Georgia and why appealing is still worth it.

Arkansas consistently ranks among the states with the lowest property tax rates in the United States. The effective property tax rate in Arkansas averages approximately 0.6% of market value — compared to Texas at 1.7-2.5%, Florida at 1.0-1.5%, and Georgia at 0.9-1.2%. This low rate sometimes leads Arkansas homeowners to conclude that protesting their assessment is not worth the effort. That conclusion is wrong for two reasons: the dollar impact of an over-assessment is real even at a low rate, and establishing a lower baseline value means paying less every year indefinitely.

Property Tax Rate Comparison: Arkansas vs. Major States

Arkansas's low property tax rate is a genuine advantage for homeowners — but it does not mean over-assessments are costless. Here is how the states compare.

  • ✓Arkansas: Effective rate approximately 0.5-0.8% — among lowest in the nation
  • ✓Georgia: Effective rate approximately 0.9-1.2% — moderate for the Southeast
  • ✓Florida: Effective rate approximately 1.0-1.5% — varies significantly by county
  • ✓Texas: Effective rate approximately 1.7-2.5% — among the highest in the nation (no income tax)
  • ✓US median: Approximately 1.0-1.1% effective rate

Why Arkansas Appeals Are Still Worth Filing

Even at a 0.6% effective rate, a $50,000 over-assessment costs $300 per year. Over 10 years of ownership, that is $3,000 in unnecessary taxes paid. More importantly, the assessed value established in an appeal year becomes the baseline for all future years — the savings compound. And TaxAppeal's $89 flat fee pays for itself on any over-assessment above $14,833 (at 0.6% effective rate). Most NWA properties are over-assessed by far more than that.

  • ✓$50,000 over-assessment at 0.6% rate: $300/year extra taxes — $3,000 over 10 years
  • ✓$100,000 over-assessment at 0.6% rate: $600/year extra taxes — $6,000 over 10 years
  • ✓NWA properties: High values mean absolute dollar reductions are large even at low rates
  • ✓$89 break-even: Any over-assessment above ~$14,800 at 0.6% rate makes TaxAppeal worthwhile
  • ✓Baseline effect: Lower assessed value this year compounds in savings every future year

Arkansas's Unique 20% Assessment Ratio

Arkansas is one of a handful of states that use a fractional assessment ratio — assessed value is set at 20% of market value. This means your tax bill is calculated on 20% of what your home is worth, multiplied by a higher millage rate. When comparing tax bills across states, make sure you are comparing effective rates (taxes paid as a percentage of market value) rather than nominal rates, which differ dramatically.

TaxAppeal USA Serves All Four States

TaxAppeal USA prepares property tax appeals in Texas, Florida, Georgia, and Arkansas for a flat $89 per property. Whether you are in Bentonville, Little Rock, Atlanta, Tampa, or Houston, the process is the same: enter your address, we check whether an appeal will lower your bill, and if it will, we mail you the official form filled in with your evidence and a return envelope addressed to the county. You sign it and mail it before your state's deadline. No percentage fees in any state.

Frequently Asked Questions

How does Arkansas's property tax rate compare to Texas? ▾
Arkansas's effective rate of approximately 0.6% is dramatically lower than Texas's 1.7-2.5%. However, Texas also has no state income tax, while Arkansas does, making the overall tax burden comparison more complex.
Is it worth appealing Arkansas property taxes at such a low rate? ▾
Yes. Even at 0.6%, over-assessments cost real money that compounds over years of ownership. The $89 TaxAppeal fee pays for itself on any over-assessment above about $14,800 in appraised value.
Does Arkansas have a homestead exemption? ▾
Yes. Arkansas offers a homestead property tax credit of $375 per year for qualifying homestead properties. This credit is separate from the appeal process and should be applied for independently.
What is Arkansas's $375 homestead credit? ▾
Arkansas homestead property owners who occupy their home as their primary residence receive a $375 property tax credit. Apply through your county assessor. This reduces your actual tax bill by $375 per year.
How does Arkansas's appeal deadline compare to other states? ▾
Arkansas's August 16, 2027 postmark deadline falls between Texas's May 15 protest deadline and Florida's September TRIM deadline. Georgia's deadlines vary by county but typically fall in May-July.
Can TaxAppeal prepare appeals in all four states? ▾
Yes. TaxAppeal USA currently serves Texas, Florida, Georgia, and Arkansas. Each state has its own deadline and process, and TaxAppeal prepares a ready-to-sign kit in each for $89 flat per property.

Ready to protest your property taxes?

We check first. If an appeal will lower your bill, we mail you a ready-to-sign kit for $89 flat. You sign it and mail it, and you keep 100% of your savings.

TaxAppeal USA is a self-service document-preparation service. We prepare a ready-to-sign appeal kit and mail it to you; you sign it and mail it to the county yourself. In every state we serve, including Florida, we are not property tax consultants, agents, or representatives, we do not provide tax or legal advice, and we do not file appeals or represent customers before any appraisal district, board of assessors, board of equalization, value adjustment board, or review board. Every appeal, protest and petition is prepared for the property owner, signed by the owner, and mailed by the owner in the owner’s name. In Florida your petition is signed by you as the property owner under section 194.011(3), Florida Statutes, and the county’s Value Adjustment Board filing fee is paid by you directly to the county. TaxAppeal USA does not sign as your representative, does not appear before the Board, and does not present evidence or argument at a hearing.